Welcome to our online California Mortgage  Loan Center to preview mortgage loan financing options.  When you decide to buy a home in California or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home in California can be a source of anxiety and frustration, or a huge sense of accomplishment. The complexity of financing properties in major California cities including the San Francisco Bay Area, Los Angeles, and San Diego, demands that you have a professional mortgage broker that represents you.

"Less paperwork and more personal attention" means you enter a frustration-free zone from application to approval and funding. Getting the right mortgage loan is like getting the keys to your new California home! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. We work as your California mortgage broker to provide you with the best options for refinancing your home in California.

Please contact us to learn more about what we can offer you in terms of the most competitive mortgage rates and programs for your qualifications. 

Viva Financial gives you access to national wholesale lending sources and mortgage banks that offer mortgage financing on California real estate.